As a part of the reforms introduced in the financial sector in India, the Insurance Regulatory and Development Authority (IRDA) Act 1999 was promulgated by the Government of India paving way for the entry of private insurance operators, thus breaking the monopoly of the state owned insurance organizations. Prior to this enactment, Insurance Agents were representing the Insurance Companies while catering to the needs of the Clients. But with the stipulation that an Agent can represent only one Insurance Company and help that Insurance Company only, for procurement of business, limited the scope to reach client and ensure a satisfactory post policy servicing.

With liberalization of insurance sector through the IRDA Act 1999, the concept for insurance intermediary was introduced which was in accordance with the footprints of global players, prevailing standard and benchmarking. Unlike the agent, an insurance broker represents the interests of the policy holder not only for the purpose of procuring Insurance coverage but for a hassle-free administration and servicing in face of claim settlement throughout the policy period. The insurance broker makes an analysis of the total Insurance portfolio of the client, organizes a well-defined insurance program on behalf of the client, presents it to the competent underwriters, obtains their respective premium offers, compares the terms, and submits it to the client for their final evaluation and placement of the policy with Insurer of their choice.


The role of Insurance Brokers has assumed prominence especially after the IRDA abolished the erstwhile tariffs of premium rates. Though the terms, conditions and exceptions under various Insurance Policies still continue to be uniform to all the underwriters, the broker has assumed a very important place as they not only negotiate rate and terms on behalf of the client but also safeguard client’s interests in face of claim settlement. Such an arrangement has fully optimized the entire process and continues to justify the importance of the broker under the whole insurance spectrum.

On the part of regulator as well, there has been a greater emphasis on strengthening & widening the distribution channels to successfully meet the varying demands of the customers. It further cements the important positions of brokers as they have become one of the strongest pillars of the whole distribution system of insurance industry.

Why Emedlife

We are Reliable

Emedlife would work with you to assess your insurance needs and arrange the most appropriate cover. Your Emedlife broker represents you - the insurance purchaser - not the insurer, and we are here for you when you need to make a claim or review your circumstances. We're always up to date with the latest policies so you don’t have to be. You can rely on our expertise leaving you to do what you do best.

We are Knowledgeable

Insurance is complex. There are countless policies in the market to protect you and your business against a variety of risks. By using Emedlife Insurance Brokers, you engage specialists who have the knowledge and experience to save you time and money, and importantly, give you peace of mind.

We are Service Oriented

It’s the service we give you at Emedlife that sets us apart and has made us a leader in our field. We love old fashioned face to face customer contact and our clients have come to know us for our professionalism and integrity.

We have the Vintage & Reach

Established in the year 2003 as one of the earliest insurance broker in India, we have established our vintage & presence across all major cities which has complemented our ability to serve varying customer needs across geographies.

Our Insights


Happy Corporates

5000 +

Thousand Live Serviced

2 million +

Crores Assets Insured

200,000 +

A Tradition of Excellence


Dedicated Staff

250 +

Words Of Commendation

  • Cordial and good attitude

    Technical Specialist, ERP Practice SOFTTEK

    Roopkumar was very cordial and helpful while availing the insurance (twice in Oct and in Dec) for my mom’s surgery. I could see the same good attitude then and even now.

  • Dedication & Commitment

    Corporate Vice President & Managing Director Cadence Design Systems India

    My sincere thanks and appreciation for your commitment during the 2 recent hospitalizations. You took care from admission to billing and discharge which helped me in taking stress out of me.

  • Very Hardworking

    Vikas Sharma – Carlson Wagonlit Travel

    Many thanks for all support given in my initial and final claim approval. Appreciate your customer handling. I can never forget your given telephonic support on your week off and your sleeping time too.

  • Perfect Organizing skills

    Human Resource

    We would like to say thanks to Dr. Rahul & his team who organized the “Eye Campaign”so perfectly. We have received lots of appreciation from all our employees. Sharing the feedback from few of our staff.

  • Good support

    Afzal Siddiqui | Consulting Manager

    I really appreciate all your help and support from the admission till the day of discharge of my Father. This being the very 1st time for me claiming the insurance.Keep up your good work!

  • Very Helpful Co-operation


    I would like to thank you from the bottom of my heart for all your co-operation and help provided towards my insurance claim. I will be grateful to you and team always.

  • Very Helpful


    Thank you for all your help and coordination really appreciate all your hard work. Excellent service and good coordination from you and your team.

  • Continued support

    HR Manager – Pana Infotech

    Thanks for your continued support during the hospitalization of our father who was admitted to People Tree Hospital on 28th October and was shifted to Columbia Asia on 29th morning for further treatment.

  • Quick Service

    HR Manager – TUV

    I appreciate the quick disposal of my Medical Insurance Claim in a most professional manner. Your action is worth commending and fastest in comparision. There are no other words to say except 'Thank you very much'.

  • Stupendous Service

    HR Manager – Valtech

    Been associated with Emedlife our ‘Health Partner’ for a long tenure and indeed their service has been Stupendous.

  • Very Hardworking

    Head – Special Projects COX KINGS LIMITED

    Thank you very much for all the support from my admission time to Discharge and getting my claim amount, also in getting all the documents in place as well.Really appreciate all the hard work. keep up the good work.

Emedlife Insurance Broking Services Limited

IRDA License No. 145, Validity period from 31st March 2018 to 30th March 2021 Direct Broker (Life & General)

505&506, 5th Floor Elegance Tower DDA District Centre Jasola New Delhi-110025

CIN No.: U74899DL2000PLC104726 Principal Officer : Mr. Rachit Khanna

Get a freeuote